You don’t need to have a lot of money to have a budget – no matter what you have, you can start spending smarter and saving right away. Understanding your cash flow early on can help get you set on the right track. It can provide you with the option of setting aside funds, which can add up in the long run!
To the benefit of students, 英雄联盟竞猜线上入口靠谱 College and RBC have started a Financial Advising partnership that will focus on financial literacy. The joint commitment follows a five-part series, where we will review where and how to get started to be financially successful. The goal is to increase the financial success of students while in school and after graduation. The Financial Literacy workshops will begin in August 2022.
Each workshop is 60 minutes long and will also feature prizes and the chance to meet other first-year students. Attend 3/5 workshops to add the Financial Literacy Participant experience or 5/5 workshops to add the Financial Literacy Participant - Advanced experience to your CCR!
Fall workshop schedule.
Workshop: Student Banking
As an international student, coming to Canada can be exciting, but tends to be very busy. While you’re getting used to your new surroundings, the last thing you want to have to think about is your finances. During this session, we will be discussing what you need to get started, as well as different types of accounts and their features and benefits.
Date and Time: August 24th, 2022
Workshop: Budgeting 101
As you start your school year planning ahead can be overwhelming and the topic of money can be emotional. Stay in control by budgeting and understanding what is coming in/out of your account. During this session, you will learn about different resources available to you and gain better control over your money. This will help reduce your stress and prevent you from going into unnecessary debt.
Date and Time: September 14th, 2022
Workshop: Credit
Borrowing is never free! There are many credit options to choose from, and your needs generally guide what can be best suited for you. It’s also important to understand the benefits of “good credit”, and the risks of “bad credit.” During this session, we will discuss what you should know about credit, what a credit score is, and how to build good credit.
Date and Time: October 12th, 2022
Winter workshop schedule
Workshop: Student Banking
As an international student, coming to Canada can be exciting but tends to be very busy. While you’re getting used to your new surroundings, the last thing you want to have to think about is your finances. During this session, we will be discussing what you need to get started, as well as different types of accounts and their features and benefits.
Please note: if you've attended the August session, you do not have to attend this session.
Date and Time: January 4th, 2023
Workshop: Budgeting 101
As you start your school year, planning ahead can be overwhelming, and the topic of money can be emotional. Stay in control by budgeting and understanding what is coming in/out of your account. During this session, you will learn about different resources available to you and gain better control over your money. This will help reduce your stress and prevent you from going into unnecessary debt.
Please note: if you've attended the September session, you do not have to attend this session.
Date and Time: January 18th, 2023
Workshop: Taxes
Canada’s tax system can seem overly complicated. It’s essentially a self-assessment system wherein you have to complete a tax return, each year, to report your income. Talking about taxes is not glamorous, but during this session, we will be sharing filing tips to get you started and maximize your take-home income.
Date and Time: February 23rd, 2023
Workshop: Investments
Start saving early! In Canada, you have a number of options when it comes to where you keep your savings and how to allocate that money. During this session, we will review general information about registered and non-registered accounts, their features and benefits, and how to maximize them to build your wealth.
Date and Time: March 23rd, 2023